We are about to leave australia on the the Darwin ambon race/rally then on wards What insurance to people have for extended cruising we are austalian citizens
Duncan and Caroline Woodhead

As US residents our only option for coverage was to buy it. When we left our US work based coverage behind we went with a policy from IMG http://www.imglobal.com. We wanted the coverage to make sure we were covered for major problems - we 're happy to self-insure for normal day to day medical issues - though we have had no issues since we started cruising full time last June.

For the four of us, (two adults over 50 and two kids aged 12) worldwide coverage through IMG costs us $3600 per year with a $1000 deductible. This includes coverage in the US as long as you don 't live there permanently. We had to wait till we left the US to initiate coverage.

Mark.